Analyst - Residential Real Estate in Mumbai, MH (14414)
Job Attributes
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Job ID
14414
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Job Category
Residential Mortgages
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Business Unit
Residential Real Estate
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Job Location
IN - MH - Mumbai
Other Locations
Job DescriptionJob Attributes+
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Job ID
14414
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Job Category
Residential Mortgages
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Business Unit
Residential Real Estate
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Job Location
IN - MH - Mumbai
Other Locations
Overview
SitusAMC is where the best and most passionate people come to transform our client’s businesses and their own careers. Whether you’re a real estate veteran, a passionate technologist, or looking to get your start, join us as we work together to realize opportunities for everyone, we proudly serve.
At SitusAMC, we are looking to match your unique experience with one of our amazing careers, so that we can help you realize your potential and career growth within the Real Estate Industry. If you are someone who can be yourself, advocate for others, stay nimble, dream big, own every outcome, and think global but act local – come join our team!
We are currently hiring for multiple levels.
This is an onsite position working the overnight shift, 6:30 PM - 3:30 AM. If you have 3+ years of residential mortgage experience, please apply!
Duties and Responsibilities:
- Review loan files for completeness and accuracy including but not limited to calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, tax returns, divorce decrees, and other loan pertinent compliance documentation.
- Evaluate debt & loan-to-value ratios, credit score, property valuation and various other factors.
- Determine and document loan conditions, communicate requirements, and/or decisions.
- Identify scalability issues, potential fraud and portfolio risks based on trends, red flags, and client’s business practices.
- Maintain knowledge of all applicable agency and non-agency underwriting guidelines.
- Exhibit working knowledge of AUS to determine applicable loan conditions.
- Such other activities as may be assigned by your manager.
Skills Required:
- Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA
- Analysis and Calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.
- Analysis of Credit Reports and Bank Statements
- Experience with both AUS and manual underwriting methods including DU and LP.
- Working knowledge of running and reviewing third party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) would be preferred.
- Experience of working on Non-QM loans (Jumbo and Bank Statement Programs) in addition to AUS loans would be preferred.
Qualifications:
- 3+ years of recent US Mortgage underwriting and/or due diligence (post-close) experience in the residential mortgage industry
- Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations and understanding of mortgage regulatory changes
- High producer with attention to quality
- Strong commitment to customer service and satisfaction
- Excellent time management skills
- Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices.
- Detail oriented, with superior verbal and written communication skills
- Strong PC skills, with demonstrated proficiency with Microsoft Office.
- Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service
- Demonstrate professional behavior including: Positive attitude, punctuality, dependability, understanding and adherence to company policies and procedures
This is an onsite position working the overnight shift - 6:30 PM - 3:30 AM.
Note: This job description is not intended to be all inclusive or exclusive. At any time, employees may perform other related duties as required to meet the ongoing needs of the organization and participate in additional trainings.
SitusAMC does not accept unsolicited resumes from staffing agencies, search firms or any third parties. Any unsolicited resume submitted to SitusAMC in any manner will be considered SitusAMC property, and SitusAMC will not pay a fee for any placement resulting from the receipt of an unsolicited resume.
Job Location:
Bangalore, KA, India; Mumbai, MH, India; Pune, MH, India
Our Benefits
Powerful futures
- Annual compensation reviews
- Retirement benefits
- Education allowance program
- Matching gifts program
- Employee referral bonus programs
- Other region-specific incentives
Powerful peace of mind
- Competitive vacation policies, holidays & other paid leaves
- Family-friendly leave policies, including maternity, - paternity & other family situations
- Employee wellness platform
- Employee assistance program
- Employee discount program
- Commuter benefits & travel assistance
- Volunteer program
Powerful health
- Robust medical & other insurance plans
- Personal & family wellness benefits
- Savings programs & discounts for health expenses
- Disability, accident & life insurance
What it’s like to
Be Part of the Residential Real Estate team
From originations to secondary market activity – and everything in between – we bring together an experienced, proven team and breakthrough technology enabling clients to grow with agility and efficiency. And, whether you’re right out of school, a real estate veteran or a leader in a corporate or technology area, you’ll have a front row seat to it all.
Part of a global team
Our India offices
The breadth of our platform, coupled with a management team who is always on the lookout for those who go above and beyond, puts you in the unique position to gain exposure to a wide range of work varying in size and complexity, and develop deep expertise which can be leveraged across varied disciplines of real estate lending and investing.
Mumbai, MH
Analyst - Residential Real Estate
SitusAMC
Who we are
SitusAMC is a leading independent provider of technology, strategic outsourcing, talent and advisory solutions to the commercial and residential real estate finance industries. We help clients identify and capture opportunities in their real estate businesses through industry-leading services and innovative technologies that drive operational efficiency, increase business effectiveness, and improve market agility across the entire lifecycle of their global real estate activity.
Working among the best talent in real estate, you’ll be a part of some of the most relevant things happening in the industry and engage in interesting and exciting work. You’ll be embraced by a culture that celebrates innovative thinking and empowers you to get the job done. Come join us in Powering Opportunity for those we proudly serve.
30+
Years of delivering results
5000+
Professionals
600+
Technologists
25+
Global Offices
1500+
Clients
Mumbai, MH
Analyst - Residential Real Estate
